[Forum Discussion:] We have a couple dozen intersections where wrecks happen about every 10 days. I can set a price based on the seriousness of the wreck and how much the person not at fault may be able to gain in a suit. Say as an example. The other day at one of these intersections a dump truck is thought to have run a red light and hit a car in which a mother and two kids were all injured. The dump truck was loaded and was trying to make a yellow light. The family injured would stand to gain a lot of money in a suit in this instance.